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Is Life Insurance Needed for Retired Citizens?
When you are on the brink of retirement or already retired, you may wonder whether you need life insurance in this new phase of life. Even if you are financially secure there are various factors that you must consider before taking a decision. In this blog, we shall discuss those factors that will help you to make an informed decision
What Do You Need to Know About Insurance Coverage for Hearing Aids?
Hearing loss has become a common health issue, with approximately 37 million people in the US diagnosed with it. These numbers will further increase as people age. Hearing loss is inconvenient, and impacts the quality of life, requiring hefty treatments and the purchase of hearing aids. However, most insurance providers do not consider moderate hearing loss as a disability, and
Is Commercial Insurance for E-Commerce Business Necessary?
E-commerce businesses do not have the risks of slip and fall incidents and damage to commercial buildings. Still, they may have to face some risks that offline businesses may rarely have to deal with, including stolen inventory, data breaches, damage to products in transit, etc. Commercial insurance is crucial for them to ensure their business continuity and stability. Types of
Getting Life Insurance Over 70: What You Should Know?
The older you get, the harder it will be for you to get life insurance. If you are 70 or older, your options will be limited, but there are still a few available to you. Your premiums will be a little higher, but you will have the coverage you need. Do your research and try to figure out how much
Common D&O Risks and Claims You Should Be Aware of
D&O insurance protects the directors and officers of a business or corporation if a lawsuit should ever be filed against them. This type of business policy is beneficial because it protects the company’s financial interests and helps to maintain its integrity. Doing business involves many different types of risks. With D&O insurance, your company is protected in several different ways
Important Commercial Auto Insurance Saving Tips to Consider
Business owners understand that there are multiple rights and responsibilities to follow while operating a business. One of those responsibilities is purchasing insurance. While purchasing insurance is a legal requirement, it also helps protect you in emergency situations. Perhaps you have a fleet of vehicles that you rely on to keep the business functioning properly. Commercial auto insurance provides similar
Is Commercial Property Fire Coverage Important for Your Business?
Almost every business has physical assets, and as a business owner, it is your responsibility to keep them protected against fire damage. This is because a fire incident not just damages your assets, but may also interrupt your business operations during repairs or renovations. This is where commercial property fire coverage can come to your rescue, saving your property and
A Detailed Look at Your Contractual Liability Insurance
One of the key components of a standard commercial general liability policy (CGL) is the contractual liability portion. This is because businesses and organizations are likely to be sued for breach of contract at some point in time. For instance, if a customer gets injured while inside or around your business premises and decides to sue for damages, someone will
Commercial Auto Insurance for Small Business – What You Need to Know
A small business, whether with one commercial vehicle or a large fleet, needs auto insurance to stay covered against accidents and collisions. This is because a single mishap can lead to expensive claims and settlements that could deplete their finances. With commercial auto insurance in place, you can protect both your business vehicles and employees from accidents and resulting liabilities.
Top 5 Reasons You Should Offer Employee Benefits
Different employers have different views on employee benefits. Larger firms tend to embrace benefits, whereas small businesses often do what they can to cut costs as much as possible. The question arises: does offering employee benefits make a difference for a small business? The simple answer is yes, but let’s find out the reasons. Top Reasons to Offer Employee Benefits
