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Bought an Expensive Gift for Your Dad This Father’s Day? Here’s How to Insure It
Father’s day is indeed the perfect time to show love and appreciation to your dad, either by spending the day with him, taking him out to his favorite restaurant, or gifting him what he has been longing for. If you plan to gift him a car, jewelry, or some other precious object, getting it insured at the same time will
Two Reasons Why You Should Consider Buying Workers’ Comp Insurance
Many people mistakenly believe that workers’ compensation insurance is only for businesses that have multiple employees. That isn’t true! Even independent contractors can benefit from having a workers’ compensation policy in place. Just because you own your company or work by yourself, it doesn’t mean you won’t be injured while on the job. Having a workers’ compensation policy in place
A Step-by-Step Guide to Build the Perfect Business Insurance Policy
Finding the perfect business policy for your business is important if you expect to be protected from financial loss. Different types of businesses require different types of coverages. A good example is that not all businesses will require fleet insurance or product liability. A service-based business will require forms of coverage that a retail-based business may not. Understanding what insurance
Can I Be Terminated While I Am on My Workers’ Compensation?
Most people often avoid filing claims for workers’ compensation for fear of losing their jobs. Instead of bothering themselves with workers’ compensation, they simply visit their doctor’s office. Meanwhile, if they ever need to be absent from work for a while, they use one of their sick leaves. However, in most doctors’ offices these days, employees are screened for mishaps
A Basic Guide to Two-Wheeler Insurance
Anyone who rides a two-wheeler needs to make sure they are properly insured. Having the proper insurance protects both you and those you come in contact with you on the road. Even if you don’t have an accident, having the right insurance in place gives you the peace of mind you need while you are out and about. What Is
Understanding the Role of Insurance in Promoting Social and Economic Growth
Insurance is essential for every aspect of human life. Having adequate coverage in place helps you recover from unanticipated disasters that might strike anytime, leaving you in an emotional, mental and financial wreck. Besides, the amount paid out as insurance premiums helps support the local, state, and national economies, thereby ensuring all-round economic growth. Here are a few ways in
Splitting Your Life Insurance Policy after a Divorce? Here’s What You Need to Know
Getting a divorce usually involves both parties splitting up the assets and expenses in a fair and equitable manner. If you stop and think about it, your life insurance policy is an asset that can potentially be worth quite a bit of money. As an asset, as well as an expense, the division of your life insurance policy may be
What Can I Do If I Have a Collision with an Uninsured/Underinsured Driver?
Every day that you hit the road, you have to prepare for unique variables. This is what makes driving very dangerous at times. Things become even more complicated when you collide with uninsured or underinsured drivers who either do not have insurance or have inadequate coverage. The possibility of being involved in such an accident is higher than you may
A Complete Guide to Long-Term Care Insurance
Discussing long-term care insurance can be emotionally complicated. It’s hard to picture a scenario when you may be disabled or simply unable to live by yourself. However, there may come a time when long-term care insurance proves to be your financial savior. If you suffer a health crisis in the future, long-term care insurance offers protection so that you don’t
How Much Commercial Property Insurance Do I Need?
Insuring your commercial building is an important step if you are a business owner. It is one of the biggest, most costly investments you will ever make. You need to have the right type of coverage in place if you plan on keeping your business moving forward if anything disastrous should ever happen. Working with your insurance agent will help
