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Does My Business Insurance Cover Breach of Contract?
Businesses must comply with their state laws on contracts and insurance. Breach of contract can damage a company’s reputation while the company faces heavy fines and other court rulings. That’s why it’s common and wise for firms to get commercial insurance covering general liabilities. This article discusses whether your standard business insurance covers breach of contract or not. What’s a
Can You Deduct Your Health Insurance Premiums from Your Taxes?
Health insurance is something we all need. The premiums we pay for our insurance from work may be tax-free, to begin with. Payroll deduction plans use money drawn out before taxes are taken out. If this is the case, you can’t claim a deduction at the end of the year. When your healthcare costs reach a certain amount, however, you
Finding the Right Auto Insurance Policy for a Classic Car
As the owner of a classic car, you have a unique asset. However, finding insurance can be complicated because classic cars generally need a different coverage type than traditional vehicles. Classic auto insurance is designed to protect unique vehicles. Before applying for coverage, you must ensure that your vehicle is classified as a classic vehicle. Many classic vehicles are at
A Guide to Choosing the Right Health Insurance Plans
When shopping for a health insurance plan, there are numerous aspects to consider ranging from your unique medical needs, to out-of-pocket costs, to health plan networks. If you feel overwhelmed by the breadth of the process, use this step-to-step guide to health insurance to help you choose the right health insurance plans for your needs. How to Choose Health Insurance?
Essential Tips to Save Money on Your Homeowners Insurance Policy
A tightening economy forces many homeowners to look for ways to cut monthly costs. While homeowners insurance is a necessity to protect the value of your assets, there are various ways to adjust your policy that allow you to pay lower premiums. Here’s a take at the most effective strategies to save money on homeowners insurance. Don’t skimp but do
4 Ways the Holidays Can Impact Your Homeowners’ Insurance
Home is where most people have their best holiday memories. Being home for the holidays can also impact other areas of your life. Homeowners sometimes forget the holiday effect on insurance coverage. For some, nothing changes at all. However, there are times when the holiday can bring some very unexpected, and sometimes, unwanted changes. Some such unexpected changes are discussed
An Overview of Full Coverage Auto Insurance
You can add multiple types of coverage to your auto insurance policy. Full coverage is often recommended because it protects you in various situations. Here is a look at the importance of full coverage auto insurance. A full coverage auto insurance policy includes bodily injury, uninsured motorist, PIP, property damage, collision, and comprehensive coverage. You are legally required to carry
5 Effective Ways to Reduce the Cost of Your Property Insurance
Owning property is a great investment opportunity. The key to making the investment profitable is to make sure each piece of property is sufficiently insured. While combining multiple properties in one policy is nothing new, there are other ways you can make your property insurance more affordable. Working with your insurance provider will allow you to explore multiple discounts you
Thanksgiving 2021: 3 Fun Ways to Celebrate a Memorable Holiday!
Many people prefer to hold a traditional Thanksgiving meal. Others, however, want to stir things up a bit and add a few new happenings to the holiday. Celebrating the holidays takes many different forms. Some prefer large family gatherings, while others prefer a quiet night at home. Much of it has to do with cultural traditions. Whether you choose to
Will My Homeowners Insurance Policy Cover Debris Removal?
Your homeowners’ insurance should pay for fire damage, but you may wonder if this basic coverage includes cleaning up debris from the fire before rebuilding. The answer is complex because depending on the policy, it might cover a certain amount of debris removal, but probably not all. Here’s a deeper look at how insurers view fire debris removal claims. Debris
