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Debunking Five Common Business Insurance Myths
Business insurance frequently appears more complicated than personal insurance policies. New business owners may find it difficult to comprehend the business insurance market and the available options. Read on to learn about some of the most widespread myths concerning business insurance and the truth behind them. Myth 1: You don’t need business insurance for a small business Your risk exposure should
Does Workers’ Compensation Cover Stress-Related Claims?
Stress and anxiety are common complaints in daily life. We all deal with them to some degree. At times, they can be so overwhelming that they won’t stop even when you leave your job. If it gets to this point, it may begin to cause serious health issues that result in continued medical care. The key is learning how to
Kids off to College? Mitigate New Risks with the Right Insurance Coverage
These days there are several new risks that didn’t exist last century when it comes to sending your kids to college. Luckily, there are various forms of insurance to help guard against financial losses from these risks that may involve stolen or hacked computers. Here are some of the risks covered by insurance you need to consider when sending kids
Halloween Horrors Your Homeowners Policy Can Help With
Halloween is full of fun and frightful experiences. It can also be dangerous if you aren’t proactive. While you are preparing your home for the haunting festivities, you can take a few precautions to ensure that everything goes smoothly all month long. A few simple tips can prevent having to file a homeowners’ insurance claim. It also ensures that your
How to Protect Your Home with Fire Insurance
Most homeowners already have fire insurance as part of their standard home insurance policy. But this coverage tends to be limited to certain types of fire, so it’s important to consider extending fire coverage. Here’s what you need to know about getting the right fire coverage from a reputable insurance agency in Houston, Texas. What Is fire insurance? Fire insurance
Is Medicare Advantage a Right Health Insurance Plan?
Unlike Medicare (sponsored by the federal government), Medicare Advantage plans are offered by private health insurance companies. Advantage plans have become popular these days because of their lower premiums and additional benefits that are not provided by original Medicare. However, these plans also have some cons and can cost more in the long run. To choose between the two, you
Home-Based Business Insurance: Why Do You Need It?
Millions of independent contractors run their businesses out of their homes and depend on their homeowner’s insurance policy to protect their operations. Your home may be secure, but your company’s crucial documents, tools, and processes could not be. You should give home-based company insurance significant thought if you want to secure your operation adequately. Utilizing your house for purposes your
Business Renters Insurance: An Overview
Perhaps you have decided to rent an office space or some materials in order to operate your business more efficiently. There are still risks involved, which is why business renters insurance is recommended. What Is Business Renters Insurance? Business renters insurance is available through purchasing a Business Owners Policy. A BOP merges multiple types of coverage into one policy. The
Malpractice Vs. Professional Liability for Healthcare Professionals
What’s the difference between Professional Liability vs. Malpractice Insurance? These types of coverage deal with dissatisfied patients but in different ways. Why Do Healthcare Professionals Need Insurance? Healthcare professionals need insurance for these primary reasons: Meet legal obligations – Each state determines legal requirements for healthcare professionals licensed in the state. Pay for lawsuits – Doctors get sued by patients
Is There a Waiting Period for Life Insurance, and How Long Is It?
A waiting period usually lasts up to six weeks. This is the amount of time that it takes for the insurance carrier to move through the approval process when someone applies for a life insurance policy. This coverage gap allows the carrier enough time to investigate your application and make sure everything is in order. At the end of the
