Homeowners Insurance Policy

7
Apr

Are Lost Items Covered by Homeowners or Renters Insurance?

Homeowners’ and renters’ policies are designed to protect you from financial loss. Items may be lost due to various perils, including fire, theft, and natural disasters. It’s important to know what your policy covers and the various terms. This will help you determine when filing a claim is beneficial. It’s important to evaluate your policy occasionally to ensure you are

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17
Feb

Can Home Renovations and Upgrades Affect Your Homeowners’ Insurance?

Home renovations will have an impact on your homeowners’ insurance no matter what kind of renovation you perform. Even a small renovation can have a large impact if it affects the overall value of your home. Understanding the different types of renovations and why they are performed, will help you better understand why your coverage might change. Read on to

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16
Dec

Essential Tips to Save Money on Your Homeowners Insurance Policy

A tightening economy forces many homeowners to look for ways to cut monthly costs. While homeowners insurance is a necessity to protect the value of your assets, there are various ways to adjust your policy that allow you to pay lower premiums. Here’s a take at the most effective strategies to save money on homeowners insurance. Don’t skimp but do

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20
Aug

Why Luxury Homes Need Excess Flood Insurance

Luxury homes have a high value, are often unlike any other property, and require extra protection. As a high-value homeowner, your property may be full of luxurious items that need special consideration. In addition to purchasing more home insurance, it’s essential that you consider excess flood insurance. Here’s why. Why High-Value Homes Need Excess Flood Coverage What is excess flood

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