An unprecedented global pandemic throws up a lot of questions. Suddenly, we’re having to think about things we haven’t thought about before – including the unthinkable. For those of us that have family and loved ones that rely on us, we may have thought more and more about protecting them if the worst happens. That means getting life insurance in Houston, TX.
Taking Out Life Insurance During COVID-19
Can I take out a life insurance policy during this time?
The mature and sensible thing to do when you’re an adult with children, a mortgage, elderly parents, or really any responsibilities is to secure a solid life insurance policy. If you now know you need one, you may be wondering if you can take one out during COVID-19.
Insurers have been working hard to maintain the appropriate distribution of life insurance during the coronavirus outbreak. It is best to speak to your insurance company for more information regarding their approach to COVID-19 and what, if any, changes have been made to their offering. In many cases, insurers are operating business as usual. If their offices are not open yet, they will be working from home and able to work assist you with insurance.
Securing a policy
If you take out a life insurance policy that requires a medical examination, in most cases, a health professional will visit you in your home to carry out the exam – fully clad in PPE, of course. During the examination, he or she will not be testing you for coronavirus in particular, but will note if you have any symptoms relating to the virus. If a professional is unable to visit you for whatever reason, you can secure a life insurance policy that does not require a medical exam.
Getting life insurance doesn’t have to be difficult – even during this challenging time. Talk to the professionals at J. Archer Insurance Group to find out how we can make finding and maintaining the right life insurance quick and easy. As an independent insurance agency, we have access to a range of carriers to ensure that you get the right policy for your family and needs. Serving Houston, Texas and beyond, contact us today.