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Getting a divorce usually involves both parties splitting up the assets and expenses in a fair and equitable manner. If you stop and think about it, your life insurance policy is an asset that can potentially be worth quite a bit of money. As an asset, as well as an expense, the division of your life insurance policy may be

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Every day that you hit the road, you have to prepare for unique variables. This is what makes driving very dangerous at times. Things become even more complicated when you collide with uninsured or underinsured drivers who either do not have insurance or have inadequate coverage. The possibility of being involved in such an accident is higher than you may

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Discussing long-term care insurance can be emotionally complicated. It’s hard to picture a scenario when you may be disabled or simply unable to live by yourself. However, there may come a time when long-term care insurance proves to be your financial savior. If you suffer a health crisis in the future, long-term care insurance offers protection so that you don’t

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Insuring your commercial building is an important step if you are a business owner. It is one of the biggest, most costly investments you will ever make. You need to have the right type of coverage in place if you plan on keeping your business moving forward if anything disastrous should ever happen. Working with your insurance agent will help

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You can build credit fast even if you don’t have a credit score yet. While it takes time, it’s worth the wait since creditworthiness impacts your access to affordable rates on car or student loans, mortgages, and other forms of lending. Here are some tips for building your credit rating from the ground up. 8 Ways to Build Credit Fast

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Changing your homeowners insurance companies makes sense in various scenarios. Maybe you’re looking to get better premium rates or a discount, or even to improve your coverage after upgrading your property. You can also be in the market for a new homeowners insurance policy when buying a home. Here’s what you need to know about changing your home insurance company.

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General liability (GL) insurance can protect your business against a broad array of risks. However, there are many myths about General Liability policies that can leave you exposed to costly liability lawsuits and claims. This article explains some of the most common misconceptions about General Liability insurance coverage. 1. Having a Business Owner Policy (BOP) is Enough A BOP offers

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It is always essential to insure your business and employees. Your company’s financial stability and success partly depend on it. To fully protect yourself against financial losses from liability lawsuits or claims, there are multiple vital commercial insurance coverage options you may need to purchase. Your business type and coverage need will determine the type of policies and limits to

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At every stage of life, it is essential to understand our financial constraints. However, when we come to reach our 60s, the importance of financial planning becomes even more important. Approaching retirement and funding the rest of our lives can be a lot of pressure, which is why it requires taking some time and consideration. So that you are able

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It is no secret that there is racial wealth disparity in America, with a significant gap in income and net worth across races. For instance, data from the Pew Research Center shows that the median income of African-American households is only 61% of that of white households. Moreover, on average, White families are 10x wealthier compared to Black families. In

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