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Guaranteed issue life insurance policies make it easy for individuals with specific health issues to get the coverage they need. Many people are not eligible for certain types of life insurance because they can’t pass a medical exam. A guaranteed issue life insurance is also known as a guaranteed acceptance policy because the insured’s family will receive a payout as

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Nowadays, more and more people are choosing the option of working from home. Those who own small businesses often choose to run their companies from their homes, instead of going to the trouble of renting a commercial property. Not only does it save money, but it is also more convenient, giving owners the option to work whenever the need arises

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Home renovations will have an impact on your homeowners’ insurance no matter what kind of renovation you perform. Even a small renovation can have a large impact if it affects the overall value of your home. Understanding the different types of renovations and why they are performed, will help you better understand why your coverage might change. Read on to

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Commercial auto insurance helps protect your business from a potential financial disaster. However, there are some possible situations where you are not protected. Here’s a look at a few situations where you may be unable to rely on your insurance coverage. Commercial auto insurance is a policy designed to cover your business vehicles if something happens to them. However, there

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Searching for auto insurance can be complicated, as you are constantly looking for a policy that helps you save money. You also have to be aware of multiple factors that may impact your auto insurance rates. One of those factors could be your age. A person’s age is one of the common factors insurance companies look at to help generate

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Texas has been known to be one of the centers of damage during winter. Winter storms leave trails of damage in their wake, from a power outage to water shortage (due to burst pipe). At the end of each disaster, policyholders may file more claims. Winter strategies generally include stacking up food, adding chains to your vehicle tires, defrosting your

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Businesses must comply with their state laws on contracts and insurance. Breach of contract can damage a company’s reputation while the company faces heavy fines and other court rulings. That’s why it’s common and wise for firms to get commercial insurance covering general liabilities. This article discusses whether your standard business insurance covers breach of contract or not. What’s a

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Health insurance is something we all need. The premiums we pay for our insurance from work may be tax-free, to begin with. Payroll deduction plans use money drawn out before taxes are taken out. If this is the case, you can’t claim a deduction at the end of the year. When your healthcare costs reach a certain amount, however, you

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As the owner of a classic car, you have a unique asset. However, finding insurance can be complicated because classic cars generally need a different coverage type than traditional vehicles. Classic auto insurance is designed to protect unique vehicles. Before applying for coverage, you must ensure that your vehicle is classified as a classic vehicle. Many classic vehicles are at

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When shopping for a health insurance plan, there are numerous aspects to consider ranging from your unique medical needs to out-of-pocket costs to health plan networks. If you feel overwhelmed by the breadth of the process, use this step-to-step guide to health insurance to help you choose the right health insurance plans for your needs. How to Choose Health Insurance?

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