Get the Right Policy to Pay Your Medical and Surgical Expenses
Medical emergencies can happen at any time, and you need to be prepared financially. One of the best ways to stay prepared against health risks and diseases is by buying health insurance. Our health insurance policy offers the financial coverage you need to see specialists and doctors for preventative care, lab tests, routine exams, and surgeries or treatments. Our insurance professionals will work with you to determine your specific coverage needs and help find the right plan for you.
Do I Need Health Insurance?
A health insurance policy is required to protect your health from unexpected medical emergencies. Also, health insurance can reimburse the expenses incurred from an injury, accident, or illness.
Buy health insurance in Houston, TX, to manage your health-related expenses and live a financially secure life.
What Do We Offer?
We offer different types of health insurance policies, including:
Individual Health Insurance
It pays only the policyholder’s medical expenses.
Family Health Insurance
It covers medical care expenses of more than one member of a family at the same time. Generally, it covers a family, including husband, wife, and children. However, if required, you can add your in-laws or other family members to the policy by paying an additional premium.
Group Health Insurance
A company usually purchases it for its employees. This policy is affordable compared to other types, as the premium amount is split between the members of the policy. The coverage can also be extended to the immediate family or other dependents of group members for an additional cost.
It is the federal health insurance program designed for people who:
- Have disabilities
- Are above 65
- Have end-stage renal disease (permanent kidney failure)
Medicare has different parts, and they cover specific health-related expenses:
- Medicare Part A (Hospital Insurance)– It covers hospital stays and the care given in the home and nursing facility
- Medicare Part B (Medical Insurance)– It covers outpatient care, doctors’ services, preventative care, and medical supplies
- Medicare Part D (Prescription Drug Coverage)– It covers prescription drugs, including vaccines
It covers dental care expenses, including routine dental exams, dental appliances, and other treatments.
Student Health Insurance
It covers medical expenses incurred by students, including doctor visits, hospitalization, sports-related injuries, preventative and primary care, illness, and injury.
Long Term Care Insurance
It covers adult day care, nursing home care, and in-home care given to individuals who are 65 or above or with a disability or chronic condition.
Short-Term Health Insurance
It provides temporary medical coverage when you are between outside enrollment periods, health plans, or need extra coverage in an emergency.
Health Savings Account
It is a tax-advantaged account for individuals to help pay their qualified medical expenses. Those who are covered under high-deductible health plans can have this account.
Looking to buy health insurance near you? Contact us today. We look forward to helping with all your coverage needs.